School's out for holiday vacation. Are you looking for ways to keep your kids busy during the last weekend of school break.
There's plenty to do so you won’t get cabin fever in your apartment in Roanoke, start to settle in for students home on break.
For the kids who aren't afraid to take risk, ice skating is a great way to pass the time at the Roanoke Civic Center's "School's Out" annual skating session.
If the ice isn't what they want, Thunder Valley in Salem has warmer activities for you to enjoy. For a discounted price during Christmas vacation students can play laser tag, arcade games and ride go-carts.
Known as "the star city of the South," the lighted star on Mill Mountain in Roanoke is shining bright, and the elegant Hotel Roanoke is filled with festive Christmas trees during its annual "Fashions for Evergreens" display which benefits the United Way. The hotel is just a block from Market Street, filled with shops, restaurants, and holiday special events.
The common opinion is that making a rent payment instead of a mortgage or purchasing is like “throwing the money in the wastebasket.” At some point in time before the recession, homes were incorrectly considered an investment that would “always” go up rather than one that “may” go up.
When you consider all the pros and cons, buying may not be the best choice in all situations.
Avoid big money commitments: Usually, one can rent anapartment in Roanoke, VAfor the same or less than the cost of buying and they don’t have to come up with large fees like closing costs or taxes. Also, if a mortgage is taken out, the first several years of payment are dedicated mostly to the interest, not the principal.
Many apartment communities cover the costs of maintenance, landscaping and general repairs that a buyer would be responsible for themselves. A renter’s biggest expenditures are often moving and furnishings.
Flexibility: Since renting requires no substantial long-term investment, the renter has choices more often about their living situation. Moving from a bought home involves planning and costs such as commissions to real estate brokers. Also, if a home buyer wanted to sell, they could be at the mercy of the markets or not be able to sell their home at a profit.
If house values continue to decline, the worst scenario for a renter is only paying until their lease expires. People who rent can’t place a value on having that freedom.
Investment Considerations: Large down payments or home purchases can make it difficult for home buyers to maintain savings and investments specified for retirement and related activities.
In some cases, the money saved by not buying could outweigh the money earned on a purchased home, depending on the investment and property appreciation. For a home buyer, the risk is higher if an unexpected sickness or injury occurs causing financial strain.
The rent vs. buy decision is more than comparing lease and mortgage payments. The reality is there are pluses and minuses to each option.
It is the season for holiday parties. Inevitably you will end up with a stain on the carpet in your apartment in Roanoke, VA. Here are a few hints on how to remove some of the most common carpet stains.
Cigarette burns:
To mask the damage, snip off the darkened fiber ends.
Blot the area with a solution of 1 tsp detergent and 1 tsp vinegar in a quart of warm water.
Lipstick:
Gently blot with dry-cleaning solution
Rinse with a solution of 1 T ammonia in a cup of water.
Animal Stains & Fruit Juices:
If the stain is stil wet, try repeatedly sponging with lukewarm water.
Blot dry and treat with a solution of 1 tsp detergent and 1 tsp vinegar in a quart of warm water. After waiting 15 minutes blot again and sponge with clean water.
Paint:
Oil-based paints can usually be removed with turpentine
Water-based paints clean up with water.
Ink:
Blot ball-point ink with denatured alcohol as soon as possible
Permanent ink can’t be remved but you can minimize the damage by blotting with water.
Red Wine:
Blot the spill with paper towels or a clean cloth.
Combine 1t carpet shampoo (or dish soap) and 1C hydrogen peroxide. Soak a clean sponge in the mixture, squeeze it halfway dry, then gently blot the stain. Continue until the stain lifts.
Sponge the stained area with warm water.
Blot dry with a clean cloth or paper towels.
Have fun at your party, and good luck with the stains!
The housing market is stagnating right now and real estate brokers would have potential buyers believe that there is no better time than the present to buy a home. It is true, prices are down and mortgage rates are at all-time lows.
Unfortunately for the real estate brokers, many clients are not persuaded by that logic. Instead, in increasing numbers, they are choosing to rent instead of buy — unconvinced that the housing market has yet hit bottom. Would be buyers also understand that unless you plan to stay in your home for more than 10 years, buying a home may not be the right investment for everyone.
With apartments in Roanoke, VA located in a quiet section of Roanoke's Southwest County, offering apartment amenities that can’t be found in homes, renting is a great option for many. There is also a broad mix of tenants at Pebble Creek Apartment: young single residents and families and empty-nesters that no longer have homeownership on their wish list.
If you are searching for an apartment in Roanoke, VA and you are on the go, take advantage of mobile technology to make your apartment search more efficient and more effective. Mobile search is available literally at your fingertips. Check your toolbox
You may currently use mobile technology for everything from checking the weather to downloading movies, but have you thought about how you can go mobile with your apartment search? GPS and mapping tools simplify your search by pinpointing apartments that are in Roanoke or in a desired area. And many apartment communities and apartment search guides have a Facebook page where you can get a quick overview of what tenants are saying and what an appartment community has to offer.
After find a potential apartment, use mobile technology to instantly go online where you can read reviews and compare communities to others nearby. Use your mobile device to jot down notes electronically and take pictures. Then you can e-mail pictures and thoughts directly to your partner, roommate or friends.
No apartment search would be complete without submitting an application, which you can also quickly do from your mobile device once you find your dream apartment. That way other renters won’t beat you to the punch!
Socialize your search
Taking advantage of mobile technology can help you locate, preview and contact apartment communities. Before you sign the contract, you may want to go mobile to get opinions on your decision. Logging in to Facebook on your smartphone gives you quick access to your friends so you can post questions about your apartment choice and get immediate feedback.
Making a move and choosing a new apartment in Roanoke can be challenging, so maximize your mobile technology to make decisions faster and get a jump on the hottest apartments on the market.
If you are leaving your apartment in Roanoke, VA this holiday season to fly out to visit loved ones, be sure that you arrive to the airport early.
You could run into some trouble if you plan on flying out of Roanoke Regional Airport for the holidays.
Several flights over the next week have been overbooked, which means if you don't get to the airport early, you could find yourself left off your flight.
A sure sign the Thanksgiving travel season is upon us is when Roanoke Regional Airport starts filling up with college kids anxious to get on a plane home.
"Get to the airport at least two hours in advance. If you get here 30 minutes or less before your flight, you are not going to make your flight," said Amanda DeHaven with Roanoke Regional.
The airport also recommends you pay for your baggage charges and print your boarding pass from home.
One of the biggest things you can do is travel light and make sure that what you bring can be brought on board.
As for carryon luggage, remember you can just bring two bags with you: A purse or a laptop plus just one bag that needs to fit in the overhead compartment. Everything else must be checked, which will cost you time and money.
In the midst of holiday preparations, be sure to take time to get out of your apartment in Roanokeand relax and have some fun. Yes, just plain fun is one of the best ways to relieve tension. Here are some good stress-relieving events in the Roanoke, Virginia area this week.
Wednesday, November 16
Carolina Shag & Line Dance Lessons. The Star City Shaggers host a free evening of delightful dance. Their motto is "No dues. No rules. Just dance." Blueberry Hill Restaurant & Lounge, Roanoke, VA. 7-9 pm
Wednesday-Saturday, November 16-19
Theatre Roanoke College presents "The Haunted House." Take time for some good laughs. This comedy by Plautus dates back to before Shakespeare, but its theme is timeless. Olin Theater at Roanoke College in Salem.
Friday, November 18
Yoga for Everyone. In this free yoga class at The Yoga Center, Inc. instructor Debbie Stevens combines focused breathing with Kripalu style yoga, Power Yoga and Yin Yoga. The class is designed for students at all levels. 3:30-5:00 p.m. Roanoke, VA.
One of the most popular home ownership myths in Roanoke, VA is that owning a house is a huge tax break as compared to renting. I don’t know how many times people have personally told me that they want to buy a home because they NEED a tax deduction! I just shake my head in disbelief because I have done the math.
If your mortgage interest and other qualifying expenses such as charity contributions aren’t more than the standard deduction, ($11,600 for joint filers in 2011), there is no tax advantage to owning a home as opposed to renting an apartment in Roanoke, VA. Assume that you buy a $200,000 house with a 5% downpayment at a 6% interest rate. Your mortgage interest for the year would be $11,336. The Standard Deduction for joint filers is $11,600.
In this example, there is NO TAX BENEFIT. Even when there is a tax benefit, you most likely paid much more money to maintain the house than you are saving in taxes. If your mortgage interest is more than the standard deduction and you choose to itemize, there is little to no advantage.
For example, assume that your mortgage interest in 2011 is $15,000. You would get to deduct an additional $3400 if you itemize BUT you spent $15,000 in mortgage interest to save $850 on your taxes (assuming 25% tax bracket).
Don’t forget that you would also have all of the other expenses of home ownership that you would not have incurred when renting an apartment in Roanoke, VA in an HHHunt community.
Everyone is excited in the city as the date of the Amtrak excursion train fromRoanoke, Va, to Bluefield draws nearer. Food vendors are stocked and ready to serve as many as 750-800 passengers while musicians are in tune and attractions — some new and some established — are prepared to greet visitors.
Live in an apartment in Roanoke, VA and looking for an adventure? All aboard the Amtrak excursion, relive the days of old.
Kennedy recalled taking the train to Hampton, Va., to visit her brothers. Her aunt packed a lunch for her to eat on the way, and put a surprise in it” Kennedy said. “Back in those days, I dressed up in a black & plaid dress and high heels. Boy, how times have changed!”
Ball remembered taking day-long train trips to Delbarton in the late 1950s or early 1960s.
“I was only 7 or 8 years old back then,” Ball said. “Our whole family went on the train, it seems like it took 7 or 8 hours to get there. We rode in the coach car”
Ball said her grandfather was a locomotive engineer and used to operate the old Norfolk & Western Seven Spot, now in Lotito Park. Her father also worked on the railroad, and as a “perk,” he and his family could travel on the train for free.
Ball and Kennedy will be selling long-sleeve t-shirts at the event. “We plan to donate a portion of the profits to the Mercer County Humane Society,” Ball said.
The Mercer County Convention & Visitors Bureau has been planning for the event since learning that the excursion was returning to Bluefield again.
“Our maps with all of the restaurants and venues that will be open will be printed soon,” Marie Blackwell, executive director of the Mercer County CVB said.
“The city of Bluefield stands ready to welcome visitors.” The Amtrak excursion train is sponsored by the Roanoke Chapter of the National Railway Historical Society.
Entertainers Dan Turner, Melissa McKinney and Doc Greenberg will be performing music at various downtown locations while DJ Kevin Pennington will welcome visitors to the city.
New businesses, new attractions and well-established firms will be open. The weather is supposed to be sunny and clear.
“We hope that a lot of people from the area will also come to town and enjoy everything that will be going on,” she said.
Many people can tell you a list of reasons why you should buy a home. But that really depends on who and where you are in your life as well as your career. Despite the prevailing idea that everybody should settle down and buy their own home, research shows there are actually times and circumstances when renting an apartment in Roanoke, VA might be a better idea.
Will you put in the time?
In any investment, there's no such thing as a sure thing. What usually makes real estate a better risk than most is time. The longer you commit to a property, the better your chances of seeing its value appreciate.
If it is likely in any way that you will move, change jobs or stay in the house for a short period of time, buying may not be a good idea. Letting go of a property before it has appreciated enough to cover the costs and commissions is not pleasant and if you bought with less than a 10% down payment, it could be brutal. Commission and closing costs will likely wipe out appreciation gains, if there were any. If the purchase was made with an even smaller down payment, chances are you'll come out at a substantial loss.
Will you like the neighborhood?
If you are new to a state, city or town such as Roanoke, research suggests you take ample time to acclimatize before investing money in a house and its neighborhood. If you are relocating to a place you hardly know, spend a year in an apartment in Roanoke until you're certain where and how you want to live.
Will you be happy giving up the freedom?
Initially at least, rentingis less financial pressure than buying. Paying a first and last deposit doesn't compare to the big chunk of change required for a down payment on a house. And even if you have enough savings, you could invest it otherwise and hope for significant capital gains. With current market volatility that may not seem prudent, but just imagine if you'd invested a typical down payment amount in the stock market ten years ago.
Renting gives you the freedom of time as well, with no yard or home maintenance projects. Renting is also lower risk because natural and other disasters the problems of the landlords.
Even though rents tend to increase by 3 percent a year, unexpected maintenance costs or sudden property tax hikes don't concern you either.
Relocating to Roanoke, VA? You should look at Pebble Creek apartments, contact us.